And the public debt in all this!?

September 20th, 2009

Not being a furious political speeches and given that the programs have not yet been made public, I would like to know if one exists or a candidate who speaks to reduce public debt? because this debt is still nearly 2000Mds d '€, that our taxes cover only the interest on that debt and that therefore our situation can only worsen if we do nothing, in the sense of a significant reduction of this debt? In short, I feel it offers bcp things right now, right and left, but I do not see how these proposals can be held without money in the coffers! or so, these candidates have planned, as usual, to weigh the weight of their policies on the shoulders of our children and grandchildren! short, where are we going?

Bayrou speaks, but it is not motivating

You would vote for a candidate who'd say: 1 - We will remove officials and reorganize state 2 - It will reduce pensions, allowances, unemployment benefits 3 - It will reduce firms' costs 4 - We will not create no new aid 5 - Whatever does not fall under the sovereign function of state will be transferred to the private sector. no response. So they make demagoguery … @ laloose: debt to create wealth is actually the 'confined to western states. The difference is that we are indebted and at the same time we have created 3 million unemployed. So debt has been unproductive innefficace economic and socially.

And although it is growing and to reach the 2000 Bn euros, it can still improve a lot (almost double in fact, one could make a lot of money with something like that)

=> wikkipedia debt …. I dream that France like China have no debt and more ……. look at the underdevelopment of Japanese who have a debt of 150% of GDP is good evidence that reducing debt is Necessary to have a viable economy …. no?

Without bias, I must say that only Bayrou has highlighted the crucial problem of the debt it undertook a balanced budget and promised to make it a workhorse.

that of the states is even worse,,,, if you look, he search did not return balance in the financial world,,,, all countries are in debt! c ca le probleme exept the non ,???? suissse may be,,,

It is not CAPITA 20,000 euros, not per worker. This includes infants, elderly, homeless, etc … But who cares, we'll see later. Tout va bien Madame la Marquise.

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Regarding public debt, do you think is the biggest SCAM money even if legal?

September 20th, 2009

The nations are grappling with a debt that is due to an abnormality of monetary policy. All the money of the debt is due to some private international financial institutions, through the World Bank, IMF, and still more details 'their money should be borrowed to repay only the interest, which means still more debt, more interest … We need more money than it exists and we can never meet our debt . The effects of this anomaly on the global economy and the fate of people are terrifying. Full statement to read: etienne.chouard.free.fr / Europe / Escroquerie_Monetaire_Mondiale.htm The height is that many are private groups that deplete us by lending us money that they themselves did not ! Read the link, or document you on the subject by other sources. It HALUCINANT as hocus password … and worrying for the future … http://etienne.chouard.free.fr/Europe/Escroquerie_Monetaire_Mondiale.htm http://webduweb.free.fr/escroc. htm @ Mark B: Thanks for the. htm @ Mark B: Thanks for lasynthèse. By cons, you forget to specify that the financial lobbies, that control themselves on the dollar, raise the currently most good, not monetary, including the creation of monopolies in order to highlight global winners after the next monetary crack .. . On the report with the title of my subject, look at the second link which explains that the manufacture even more money is the result of the state, but private banking groups.

If we do not live above our means for 30 years, the question would not arise.

Standard dear friend, are the policies and some waste of our governments and administrations that created the debt … No banks or financial prettent money!

here c tjrs alter the ki mm clink! us of course!

Excellent It is really a crazy and dangerous system The USA is the 1st guilty by their debt, their score was the precursor level, and their financial and pension funds! Should be an international conference free! Leaders should be free financial powers! not obvious and probably not Sarko binds to current owners of the media and France!

The news over the past 30 years: The end of Bretton Woods In January 1976, members of IMF sign the [agreement of Jamaica] that allow the floating of currencies. The initial role of the IMF, the stability of exchange rates within a margin of 1%, has disappeared. The IMF from 1976 to the present day IMF Goals Since 1976, the IMF's role is primarily to support countries facing financial difficulties. When a country faces a financial crisis, the IMF lends it to ensure its solvency and prevent the outbreak of a financial crisis similar to that which struck the United States in 1929. Article I of the IMF in fixed goals: "To promote international monetary cooperation, facilitate expansion and balanced growth of world trade, promote exchange stability; help establish a multilateral system of payments; put temporarily in return for guarantees adequate resources to the general. Thus the IMF requires borrowers to put in place economic policies qu'ilpréconise: the "structural adjustment policies. Finally the three major missions of the IMF are to lend to countries in financial difficulty advising Member States on their economic policies to provide technical assistance and training opportunities to member states in need. Functioning and Resources The first 9 contributors IMF to hold them only by majority vote, the IMF is governed by its 185 member countries, each with a vote weighted by its financial contribution to the organization (its "share"). It takes many decisions in consultation with the World Bank within the "Development Committee". Its current management is entrusted to a board of directors composed of the President of the organization and 24 directors representing each nation. 8 of them have a permanent representative (United States, United Kingdom, France, Germany, Japan, China, Russia and Saudi Arabia), the other 16 are elected by member countries. The. Laplupart decisions are taken in practice by consensus. However, given the terms of decision making within the IMF, which requires a qualified majority of 85% of voting rights, the United States has de facto veto power over IMF decisions. Countries in the eurozone despite representing 22.66% of shares have to respect them less influence due to insufficient coordination between these countries. A revision of the formula for calculating quotas is being reviewed by the IMF to give more emphasis to emerging countries, probably to the detriment of Europe. (AND WHY NOT THAT OF U.S. ????) The IMF resources related assessments are approximately SDR 210 billion (300 billion U.S. dollars), plus the possibility of using the IMF borrowing against major economic powers (the credits are about 50 billion dollars).

Very good, but how you said that some nations have no debt?

The dough is the dough called Misery misery

This is not really the subject. This is not debt that is a mistake but that it can be artificially reduced or eliminated by adjusting the value of the currency (the dollar in this case). The link you gave, very interesting Moreover, talks about the dollar and the fact that he is no longer convertible into gold and it serves as a reference for all other world currencies. The second section explains how the devaluation of the dollar (through the issuance new notes) may be decided by private American interests and how this devaluation will reduce the U.S. debt so totally artificial. Finally, the author shows that the number of dollars in circulation today that its value is greatly overestimated and that it is artificially maintained with the assistance of financial institutions including the European Central Bank, Japanese and Chinese that have large dollar reserves. In summary, the article explains how. In summary, the article explains how lamonnaie previously convertible into gold or silver, no longer offers any guarantee except that financial institutions and markets are willing to grant. The same day the markets will stop support the dollar it will collapse completely, bringing with it all other currencies. In conclusion the author advocates do as the U.S. financial institutions, that is to say investing in property and non-monetary values in anticipation this crack come.

I agree with Robin Hood: If the UMP had not ruled 9 years on the last 14, the French debt would probably be half of what it is today: this is the policies that decide creating the debt or otherwise manage the condition. The lobby of the international conspiracy widgets are only lend money that states spending their request.

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The country's debt is not favored it by a certain class of candidate?

September 20th, 2009

The debt is a means to reduce inexorably financial statements, and therefore their ability to act according to the "liberal" which aims to reduce the statements to the inability to leave a maximum scope to enterprises. depleting the state debt entails a gradual reduction of funding of public services and social benefits (pensions, health insurance, unemployment insurance), whose deficiencies or inefficiencies are then used as a pretext to introduce privatization as a "solution". If the general hostility to privatization, increased debt can bring the country to the brink of bankruptcy, to compel the state to privatize to repay debt whatever the political complexion of government chosen by voters. It is no coincidence that the first ministers who are most indebted France are also the most "liberal": Edouard Balladur and Jean-Pierre Raffarin. The debt of France has. The debt of France in 2005, the program exceeded 1100 billion euros, or 67% of GDP. The debt of each French citizen (including infants) is of 18,300 euros. Repayment of debt each year absorbs all of the income tax. For 30 years, the liberal right and the left liberal took turns in power for squandering public money and to divert the benefit of special interests : corruption, subsidies and relief expenses granted to multinationals, useless public works to the benefit of construction companies (and elected politicians receiving kickbacks on government contracts). * Note L. Jospin was the only minister to have 1st reduced the debt of France. * One of Sarkozy's measures: Lower taxes for the rich and businesses, further widening the deficit and public debt of France, a purely ideological and totally irresponsible.

debt has decreased to 63.7% of GDP in 2006. Therefore, we must believe that our elected representatives to work even when a little.

This is irresponsible because it will create and generate a surplus of economic activity thus tax revenues and social.

The France is liberal? :-| SMEs suffer from excessive loads on-the Movers & Europe. A few liberal "oriented jobs" would be rather beneficial. The debt is more the result of policy "by announcement effect "(like, we'll give them both to them to calm public opinion), without any substantive achievement. As unemployment ….

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company canceled and social debt?

September 20th, 2009

what happens to the debts of a company if it was removed from office by decision of the registry when I say I speak debt debt office (type urssaf, rsi etc. ..) thank you for your response IT IS ONE OF SARL

It will not do you any gifts!

It depends on the legal status of the company. In the case of an LLC: Where the company (the company) is the subject of a liquidation, creditors use company assets to repay these debts. Sometimes the entire debt can not be refunded. They disappear with the company. But the manager of the company can be held accountable for mistakes (payment of damages, fines, etc.). "Partner of SARL can not be sued on his personal assets for debts incurred by the company." "If a Associate Manager is the liability it incurs as a manager goes far beyond its contributions. "Extract of Article L.223-22 of the Code of Commerce:" The managers are responsible, individually or severally, by the case against the company or to third parties or violations of laws or regulations applicable to limited liability companies, or violations of statutes or of negligence in.223-22 Commercial Code: "The managers are responsible, individually or jointly, as appropriate, to society or to third parties or violations of laws or regulations applicable to limited liability companies, or violations of statutes, either WITH THEIR management mistakes. "" When insolvency proceedings (judicial reorganization or liquidation) is open in respect of a corporation, the court may decide to charge leaders of some of those debts if they have committed a fault management. "

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Debt''is not a priority''N. SARKOZY?

September 20th, 2009

they fuck us all On Soul during the campaign debt and now OSEF ^ ^ I've always heard that the DEBT TRAP is a dork …. once the ump gives me reason (nan Just kidding not for 1 time … it is at least the 50 th ….)

Considering all the gift tax to 1% of people like Bolloré normal. USA Bush did the same thing. These people make fun of straight debt. And they say it's the left that empty boxes. Like mafia!

see question here => http://fr.answers.yahoo.com/question/index; _ylt = Ao2FyOhVgK4nkW0V266MVqJQKxV.? qid = 20070529055637AAe6JiK and even answer :))))) link below ….

the blurring of the debt will be a consequence of the introduction of the rest of the program. Also, I would note that the policy dininution the number of staff has already begun.

you voted for an emperor: 53%, and are preparing to cede the entire country, not a successor to the presidency of the UMP (he's the real leader), hyperactive head of government (everything goes through me otherwise. ..), appointments and censorship of media coverage of her jogging through the TV … and soon overwhelming majority in the Assembly, what will you? tears and handkerchiefs ….

The ECB has yet to get its interest rate is to say that the debt will increase by the pgm of Sarko and the rate of interest, I wish him good courage, because in my opinion it goes straight to the Bankruptcy

not the priority is to boost growth and employment.

priority was not that industries earn more money, and once the deep pockets they relocate to countries or you can pay people less expensive, while returning home to sell products to European prices ? (if companies do not relocate because of tax is to produce cheaper, thanks to wages, and still sell as dear to us)

yes the problem is that debt is the third state budget that cost him 40 billion euro per year is almost triple the Secu, the assedic and other benefits (you know what benefits "assisted") just as 40 billion euros is the revenue for income taxes (not counting the lower tax shield has 50 %…) is not when the debt will represent the equivalent Budget Nationnal Education and Research WORRY it will be too late …. When you look at all the countries that they drastically reduce their number of staff perceives that there is start by reducing the number of staff and then only they have the "gift" fiscau … but good for Nicolas Sarkozy is better to lower taxes immediately as it has pleased all those friends who are the only ones to profit!

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Debt management: do not replace an official two?

September 20th, 2009

This solution hammered and proposed among others by Nicolas Sarkozy to finally address this abysmal debt. Is this the right solution? Officials are they responsible for the debt? Is there not a risk to divide the nation? Are there other avenues?

We must reduce the operating budget of the state: otherwise, we can invest more. Nécessaireemnt This requires a Reduta the number of employees and / or freeze their wages for several years. Moreover, a certain Laurent Fabius had begun to implement this policy in 1983.

The problem is that in saying this, he does not get wet that much …. It is not clear in which sectors of the public, it will make cuts? In Education in the Admnistration in police, justice …..???? We do not know! "

Yes! Twice fewer teachers, nurses, police, policemen, judges, etc … And if at the same time, it gave a boost to trade in weapons like the USA? .. . it would be good for economic growth!

The national debt is largely due to its operation (salaires. ..) and not to investment. When a company wants to improve his situation, it attacks the fixed charges and including the payroll. This suggests that Sarkozy knowing that Canada, Sweden and other countries have done before us and those countries have growth rates much higher than ours.

the nation is already divided for us not to hurt your feelings

another track 1 / 3 and explain to staff that the office is before them, it is not to play cards, or to ask executives of photos of their relatives, but to work.

why when he was minister he has not reduced his salary and that of his friends, was not a good start when one wants to talk about the state debt! and that's a good solution , delete a post on both. and then after that we will complain when there will be no one to serve us! the slayer: Can you tell me that foresee the Robien law?? Of course we can employ once you have deleted the posts, is not it a bit easy! to view your comment, it's not just the Governement sarko. the president's salary is how much for example? and expenditures of elysees too? but it's true that it goes into the government and that increases the salaries of all members of 70% is nothing!

It depends what officials? For there will always be teachers, cops, doctors, nurses, prison guards, etc. … Reducing costs in the sweet "golden parachutes" that are granted the deputies, it would not have a good Departure?

If only officials were responsible for the debt, it is not. And how to ensure a quality public service and equal for all (ie. regardless of income), notammment health by removing these officials? M. Sarkozy has already set foot in a public hospital?? Or school PTA with 25 students per class in which half CE2 can not read?? Course must be modernized, but every body, every region, I would say each structure has its own peculiarities that must be taken into account anyway if you want to keep this quality of service that the world envies us. Otherwise delete as all public services and not replace any employee as an 'to do … This would be a much more logical to follow the trail of Mr Sarkozy.

It is especially impossible. It is already short of staff in hospitals, in justice, in education or in the national police. We can make savings on staff in local authorities and is probably just about everything . Well, it is still a number of posts, but surely not the 250,000 announced. The risk is that it continues as the present government to remove posts everywhere. That's how nurses are found to be I do not know how many hours per week and classes are overcrowded in schools. If you want to recover the money, we began by removing councils ! There are a number of elected unnecessary, because the skills of those boards are so reduced that it became possible to completely transfer to municipalities or regions. And in another vein, we tax the big companies making record profits and do not reinvest (eg Total, more. And in another vein, we tax the big companies making record profits and do not reinvest (eg Total, over 12 billion profit this year, half of which used to buy back its … own actions "outrageous).

This is an excellent idea. 70 students per class. 4 hours waiting for emergencies instead of 2 hours. Two times less cops on the street. A court two times slower. mail every other day (There is already the case) … Unless we replace all these people by private companies: two times more expensive.

Sure, it's hard for officials, it seems to detract from their role and their work. Officials are not responsible for the debt. But the proportion of state budget is spent on payments for civil servants is very important. As in many cases there is a risk of dividing the nation and we must explain. Of course we must look at other tracks, but they can be a complement.

If we could have enough imagination to know the incredible sums that politicians have managed to divert it could last guess is perhaps why the national debt is so great! Then we will have no suspicions about our staff, our rmistes our beneficiaries who all together should not cost the millionth of what we cost policies. Do not you ever wondered why they passed 30 years of their lives trying to get the tickets of Ministers, Deputies, President? The Power, the main power to release public funds for a particular tender … I sincerely believe, but I can be near plate …

At the time or the most profitable businesses relocate and lay off, consumption based entirely on French officials and the public services. Indeed deal with uncertainties about the future that can take credits for consumption or vacation of three days to turn tourism to Mount St. Michel in Paris or the Loire Valley .. The public is the final guarantor of the country. They ensure the continuity of public services (doctors, schools, power of order) They allow a mixing of the population because c is the only employer who s tried not to discriminate in the hiring. I am not official but I said that the deficit of the social security is a blessing indeed that s interresse a countries with rich people in poor health? Pharmaceutical companies are of excellent financial results must preserve public services for rural areas L UMP led France to the brink of bankruptcy 60 billion of debt in 2004 (24. I am not official but I said that the deficit of the social security is a blessing indeed that s interresse a country with rich people in poor health? Pharmaceutical companies are of excellent financial results must preserve public services for The rural areas UMP led France to the brink of bankruptcy 60 billion of debt in 2004 (24milliards in 2001) and today they tell us that we must make sacrifices … Hervé Gaymard to the air to thrive

Just a caveat: he has actually done this, but then, he has developed and clarified. it would be several years (already!), with a big party on bercy and this type of administration (note, I hear already irritated others and criticize Sarkozy). there is no question, for example, reduce teacher drastically, ditto for health: there is even talk to these 2 sectors to hire. in However, there are many positions in government (which we do not see) to be (and are sometimes already) unnecessary. you know there are thousands of people to taxes that are still there even though they were for the road tax (which no longer exists)? So maybe we can eliminate a large number of officials, even though we had the air of a national tragedy. It is true that the officials cost of any even money, and plus, I really think the retirement age is discussed. for the trades so that "risk", it suffices to establish an age. For the trades so that "risk", it suffices to establish a âgelimite for "forehead" and spend the rest in an office (it's useful too!). But this is not normal that requires private more pay for public pensions. PS: for info, the salary of a minister of the interior is 11 K €. I do not think it's whopping (in response to a note read above) in view of taf …

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What are the Advantages and Disadvantages of Debt Consolidation?

January 9th, 2009

Debt consolidation is something that people turn to when they are unable to make their monthly payments on their unsecured debts. These debts include personal loans, credit cards, and anything else they owe money on that did not require collateral when the credit was extended. While this sounds great, there are some advantages and disadvantages that you must be aware of when you take out a debt consolidation loan. This is so that you can determine whether or not this is the right move for you to make.

The advantages

The advantages are quite obvious. If they weren’t, so many individuals would not turn to debt consolidation as a way to get themselves out of debt. The advantages are:

  • Instead of paying many monthly payments on your unsecured debt, you are only paying one payment per month.
  • The interest rates are lower, but it is possible that the long-term debt may not be reduced.
  • If you compare the amount of a debt consolidation loan payment and the amount of all of the individual payments that have been made each month, the debt consolidation loan payment is cheaper.
  • There is only one creditor involved instead of multiple creditors.

These are fantastic advantages in that they make debt consolidation seem like a wonderful idea. However, it is also a good idea to be aware of the disadvantages because these can alter your decision regarding debt consolidation. Then again, they may not alter your decision at all.

The disadvantages

There is something to be known about debt consolidation loans. Although the debt that has been paid off by these loans are unsecured debts, the consolidation loan must be secured. This means that the loan is secured by an asset such as your home or a piece of property that is the same value as the loan. This means that defaulting on the loan could result in you losing that piece of property. If the asset is your home, then that means you will lose your home if you do not make your loan payments.

And although the interest rate is lower, the loan is for a longer term. Having a longer term loan means paying interest for a longer period of time. This can cost more money by the time it is all said and done. However, it also depends on how much your interest was on credit card debts. Sometimes, an individual can have a debt consolidation loan that could be paid off quicker than a credit card with a higher interest rate. It simply depends on your individual debt on whether or not it will actually cost you more in the long term.

There are, however, some disadvantages that you can avoid. Those disadvantages are:

  • Closing your accounts after paying them off can hurt your credit score because the more unused credit you have, the better. This means keep them open.
  • Many individuals feel that they can use their credit accounts after paying them off. This simply increases debt. Leave them open, but don’t use them.

 

Are they for everyone?

The truth is that debt consolidation loans are not for everyone. People must take into consideration the debts they are paying off, their ability to pay the loan, and if they can afford to lose the property that they would put up as collateral on the loan. For some individuals, it may be the right move to make. For others it can be a huge mistake. That is why it is important to evaluate the advantages and disadvantages and see if you can deal with the disadvantages. If you can, then you are a candidate for a debt consolidation loan.

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